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    • Banking
      • EXTREME Banking
      • Golden Advantage
      • Checking Accounts
        • Overdraft Solutions
      • Savings Accounts
      • Additional Services
    • Loans
      • Mortgages
        • Home Mortgage Lenders
      • Personal Visa Credit Cards
    • Mobile & Online Banking Services
      • Mobile and Online Banking
      • Bill Pay
      • Digital Wallet
      • VCB CardSecure
      • Zelle®
        • Zelle® FAQs
      • TransferNow®
  • Business
    • Banking
      • Checking Accounts
      • Savings Accounts
      • ICS & CDARS
      • Treasury Solutions
      • 1031 Tax-Free Exchange
    • Business Loans
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Our Lobbies are by Appointment Only. Please refer to our Locations page for the hours for each branch. 
Commercial Loans<span>Tailored to Your Business Needs</span>

Commercial LoansTailored to Your Business Needs

Financing Your Business Growth

We offer a complete range of business loans that can be tailored to meet your financial needs. Virginia Commonwealth Bank is the bank of choice when it comes to providing commercial banking services. Let one of our experienced loan officers come to your place of business or visit one of our locations to discuss the right loan for you. You can also call us at (844) 404-9668 for more information.

Contact a Commercial Lender

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Whatever You Need - We Can Help

Commercial Real Estate Commercial Lines of Credit Term and Fixed Asset Loans
Commercial Construction Loans Equipment and Vehicle Loans Municipality Funding
Letters of Credit Business Start-Up & Expansion Loans Business Visa® Credit Cards
Commercial Real Estate Commercial Lines of Credit
Term and Fixed Asset Loans Commercial Construction Loans
Equipment and Vehicle Loans Municipality Funding
Letters of Credit Business Start-Up & Expansion Loans
Business Visa® Credit Cards
Commercial Real Estate

We are your partner in all business endeavors: residential, industrial park development, retail shopping centers or churches. Our local ownership and management means a quick decision on all commercial mortgage needs.

  • Variable and adjustable interest rates
  • Flexible repayment plans

Contact a Lender

Term and Fixed Asset Loans

VCB provides term loans to finance fixed-assets purchases for the following:

  • Machinery
  • Equipment
  • Vehicles
  • Technology
  • Leasehold Improvements
  • Business Expansion

Contact a Lender

Equipment and Vehicle Loans

Having the right equipment to get the job done can be the difference between success and failure, especially in the eyes of your customers. When it’s time to upgrade or add to your machinery, expand your fleet of vehicles, or much needed office equipment, financing from VCB may be just the ticket.

Contact a Lender

Letters of Credit

Looking to take your business to the next level, but need to show your banker’s in your corner? A letter of credit from VCB will help you grow your business relationships and leverage the the partnership you’ve got right here at home.

Contact a Lender

Commercial Lines of Credit

We can provide you with access to additional cash when your expanding company requires new working capital. Additionally, a line of credit can help your business through unusual circumstances when you need access to quick financing. We can tailor a commercial line of credit specifically for your unique position.

  • Revolving or non-revolving
  • Floor plans
  • Variable interest rates
  • Flexible repayment plans

Contact a Lender

Commercial Construction Loans

If your business is in growth mode, but your office is not, it may be time to think about expansion. At VCB, we offer commercial construction loans to help you spread your wings and expand with a simple addition... all the way up to a brand new facility. Below are some example project types eligible for commercial financing:

  • Retail outlet and shopping centers
  • Schools and universities
  • New or expanded manufacturing plant facilities
  • Multi-family rental property/condos

Contact a Lender

Municipality Funding

We believe strongly in supporting our communities, both with our donations, volunteer support, and through offering creative funding options to aide with growth and ongoing operations. We’re proud to offer financing solutions for municipalities that help the local towns and counties we call home thrive and succeed.

  • Project Finance
  • Tax and Revenue Anticipation Notes
  • Competitive rates
  • Flexible terms and conditions

Contact a Lender

Business Start-Up & Expansion Loans

Whether you’re in the initial stages of making your dream a reality by starting your own business, or you’ve reached the next stage in the cycle and looking to expand, VCB is here to help. Let our team of experienced business bankers lend a hand as we learn about your business’ goals and work together and develop a financing plan that makes the most sense.

Contact a Lender

Get in Touch with a Commercial Lender

Let one of our experienced commercial loan officers help guide you in the right direction.

Get a Business Loan

Get in Touch
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