*Annual Percentage Yield (APY) accurate as of 1/14/19. This is a limited time offer. Minimum opening deposit is $1,000. This offer is for new money not currently on deposit with us. 37-month term only. Penalty for early withdrawals. Penalty will be equal to 180 days of interest. Interest accrues daily and is added back monthly. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.