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        • Zelle® FAQs
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Make the Switch Login
  • Personal
    • Banking
      • EXTREME Banking
      • Golden Advantage
      • Checking Accounts
        • Overdraft Solutions
      • Savings Accounts
      • Additional Services
    • Loans
      • Mortgages
        • Home Mortgage Lenders
      • Personal Visa Credit Cards
    • Mobile & Online Banking Services
      • Mobile and Online Banking
      • Bill Pay
      • Digital Wallet
      • VCB CardSecure
      • Zelle®
        • Zelle® FAQs
      • TransferNow®
  • Business
    • Banking
      • Checking Accounts
      • Savings Accounts
      • ICS & CDARS
      • Treasury Solutions
      • 1031 Tax-Free Exchange
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      • Commercial Loans
        • Commercial Banking Team
      • Business Visa Credit Cards
    • eServices
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Important Notice
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Treasury Solutions <span>Technology to Run Your Business</span>

Treasury Solutions Technology to Run Your Business

Tools to Get the Job Done

At VCB, we know that running a business requires the right tools to get the job done. All of our Treasury Solutions are available to business checking account holders and can help enhance your business banking capabilities

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BusinessImageDowntown at DuskBusiness Banking ConvenienceTools to Get the Job Done
Learn More
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Contact VCB Treasury Solutions

If you’re a business checking account holder and would like to take advantage of any of our Treasury Solutions, simply complete the form below to get started. One of our commercial banking experts will be in touch to get you started.

Bonnie Howle

Bonnie Howle

Vice President
Treasury Management

(804) 510-0940
bonnie.howle@vcb.bank

 

Contact VCB Treasury Solutions

If you’re a business checking account holder and would like to take advantage of any of our Treasury Solutions, simply complete the form below to get started. One of our commercial banking experts will be in touch to get you started.

Bonnie Howle

Bonnie Howle

Vice President
Treasury Management

(804) 510-0940
bonnie.howle@vcb.bank

 

Contact VCB Treasury Solutions

If you’re a business checking account holder and would like to take advantage of any of our Treasury Solutions, simply complete the form below to get started. One of our commercial banking experts will be in touch to get you started.

Bonnie Howle

Bonnie Howle

Vice President
Treasury Management

(804) 510-0940
bonnie.howle@vcb.bank

 

Mobile and Online Banking

Mobile and Online Banking

Take your EXTREME Banking to the next level with our complete lineup of eServices. Stay connected to your accounts when you’re out getting EXTREME!

eServices

 
 

Mobile and Online Banking

Mobile and Online Banking

Take your EXTREME Banking to the next level with our complete lineup of eServices. Stay connected to your accounts when you’re out getting EXTREME!

eServices

 
 

Remote Deposit Capture

With RDC you can save time and scan/deposit from your desktop. No need to make a trip to the bank.

Learn More

Remote Deposit Capture

Money in the Bank, Without Going to the Bank

Add remote deposit capability and you’ll be depositing checks safely and securely right from your place of business. No more trips to the bank, saving you time and hassle!


Includes:

  • Scan and deposit checks to your account electronically
  • Review deposit details quickly and easily
  • Ensure privacy and safety with a secure, encrypted connection
  • Enjoy a later deposit deadline than in-branch deposits, accelerating cash flow
  • Increase efficiency of cash management

Contact Treasury Solutions to Get Started

Re$ubmitIt

Let us automatically re-submit customer NSF items on your behalf and help to ensure that you get paid.

Learn More

Re$ubmitIt

Helping to Get The Money You’re Owed

When you’re enrolled in this helpful service, VCB will automatically send any NSF checks deposited into your business checking account to Re$ubmitIt for collection. The service then converts the NSF item into an electronic transaction and presents it for payment to the check writer’s bank for payment. This helps increase the odds you get paid… but without having to do any of the work!


Includes:

  • FREE electronic check recovery system
  • Dramatically improved the collection of NSF checks
  • Reimburses you 100% of the check’s face value
  • 24/7 access to online tracking system
  • Simple to use

Login to Re$ubmitIt

Contact Treasury Solutions to Get Started

ACH

Originate Automated Clearing House (ACH) debits and credits for payroll, billing and receiving funds.

Learn More

Automated Clearing House

Manage Transactions Electronically

Also known as “ACH” transactions, this service enables your business to initiate electronic transactions for paperless entries through VCB accounts maintained here and at other financial institutions.


Useful for:

  • Direct deposit to employees
  • Direct payments
  • Reduced administrative/operating expenses
  • Accelerated availability of funds

Contact Treasury Solutions to Get Started

Sweep Account

Funds can be transferred (“swept”) into an interest-earning account, yet remain available for instant access.

Learn More

Sweep Accounts

Let Your Idle Funds Work for You

Business Sweep Accounts provide an account into which funds can be transferred and earn interest, and allows immediate access to those funds to meet daily cash flow demands. The investment account is not FDIC insured, accrues interest daily on the ledger balance, and the interest rate is variable and set by VCB.


Based on the pre-set target balance, the system will:

  • Automatically transfer funds when they are needed
  • Maximizes your investment income from idle cash

Contact Treasury Solutions to Get Started

Merchant Services

Our merchant services partner, Atlantic Merchant, is a full-service card processing company with a local team servicing VCB customers. They are a leading provider with the latest payment technology to help your business drive top-line revenue, while at the same time, lowering costs. No contract is required.

Learn More

Positive Pay

For added payment security, you provide a list of issued checks that we match when items present for payment.

Learn More

Positive Pay

Be safe and secure with Positive Pay, stopping fraud before there is a loss. With Positive Pay through our Online Banking service, you provide VCB with a list of all checks you have written. As checks are presented for payment, they are matched against your list and the amount verified, reducing the time involved in manual fraud prevention measures. Positive Pay also provides greater accuracy and control over cash flow, in addition to giving you added peace of mind.


Includes:

  • Peace of mind by fighting check fraud
  • Monitors each check presented and matches against known issued checks
  • Easy to use interface for simplified management

Contact Treasury Solutions to Get Started

Wire Transfers

Quickly and securely send money (domestic and international) to anyone with this convenient service.

Learn More

Wire Transfers

If you need to securely (and quickly) get money to someone, you can’t do better than a wire transfer. Collected funds can be sent anywhere in the United States or even internationally.


Includes:

  • Send money to anyone, either domestic or international
  • Funds are typically received within 24-hours
  • Cutoff time for wires is 4 pm internationally and 5 pm for domestic

Contact Treasury Solutions to Get Started

Zero Balance Accounts

With a “ZBA,” excess funds from subsidiary accounts are swept into a main concentration account giving you more control over your business’ cash.

Learn More

Zero Balance Accounts

The ZBA is a checking account in which a balance of zero is maintained by automatically transferring funds from a master account in an amount only large enough to cover checks presented and then the ZBA account will return to a zero balance once the transaction has been completed.

You can easily see all of your business’ cash in one main account rather than keeping track of several different accounts!


Includes:

  • Elimination of excess account balances
  • Easy control over transfers to multiple accounts
  • Efficient use of funds

Contact Treasury Solutions to Get Started

Contact VCB Treasury Solutions

If you’re a business checking account holder and would like to take advantage of any of our Treasury Solutions, simply complete the form below to get started. One of our commercial banking experts will be in touch to get you started.

 

*Indicates which fields below are required.

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