New money not currently on deposit with us. $1,000 to open. *Annual Percentage Yield; APY is current as of 01/01/19. Maintain a balance of $1,000 to avoid a $10 monthly service charge. Rate is guaranteed until March 31, 2019 and is subject to change thereafter. Offer is for a limited time. Federal regulations limit withdrawals or transfers from this account by means of a pre-authorized or automatic transfer or telephone order or instruction, online transfer, or by check, draft, debit card or similar order to a third party to 6 per month. Withdrawals in excess of 6 per calendar month will assess a $10 per item fee. Fees may reduce earnings. Please ask us for complete details.