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Virginia Commonwealth Bank has partnered with LendingClub, a trusted credit marketplace, to provide customers a lower-cost alternative to a traditional personal loan.
LendingClub is the America’s largest online credit marketplace learn more. They use technology to operate a credit marketplace at a lower cost than traditional bank loan programs, passing the savings on to borrowers with lower rates. Hundreds of thousands of customers have used a personal loan to help eliminate their high interest debt, kick-off a home improvement project or make a major purchase. Learn why more borrowers everyday are choosing a loan through LendingClub.
Apply online in just minutes, with no impact to your credit score. You can instantly review the loan offers that you qualify for and then complete your application all online!
You can prepay your loan at any time to eliminate future interest payments. There's never a prepayment penalty or fee.
With monthly installment payments, the amount you pay will never increase.
Loan payments are automatically scheduled each month. No more remembering to pay multiple credit card bills (learn more).
I got a letter in the mail promoting LendingClub. What is LendingClub?
VCB has partnered with LendingClub, a trusted credit marketplace, to provide its customers a lower-cost alternative to a traditional personal loan. LendingClub is the America’s leading online marketplace for connecting borrowers and investors. They are transforming the banking industry to make it more transparent, efficient, and customer-friendly.
How do I get a loan from the direct mail offer?
Applying for a loan through LendingClub is fast, easy, and confidential.
Who will service my loan if I borrow through this program? Who can answer my questions?
LendingClub will service your loan, therefore, you would manage your account through their website and contact them directly with any questions. VCB Bank has arranged a dedicated LendingClub customer service desk for our customers. If you have questions, please contact this special customer service team at (844) 816-3921 (learn more).
Can I make a payment on the loan at any VCB branch?
No, all payments must be made directly through LendingClub. Once you are a LendingClub customer, payments are automatically deducted from your bank account, and you’ll receive an email reminder a few days beforehand so you can make sure the money is there. You also have the option of opting out of automatic payment and paying by check if you prefer.
Monday-Friday: 9:00 a.m. - 5:00 p.m.
Monday-Friday: 9:00 a.m. - 2:00 p.m.
Monday-Friday: 8:30 a.m. - 5:00 p.m.
Saturday: 9:00 a.m. - 12:00 p.m.
Monday through Thursday 9:00 AM - 5:30PM
Friday 9:00 AM - 6:00 PM
By appointment only
Monday-Thursday: 10:00 a.m. - 2:00 p.m.
Friday: 12:00 p.m. - 4:00pm
Monday through Thursday 9:00 AM - 5:00PM
Monday-Friday: 8:00 a.m. - 5:00 p.m.
Monday-Thursday: 9:00 a.m. - 5:30 p.m.
Friday: 9:00 a.m. - 6:00 p.m.