VCB HOME Program

VCB HOME Program

Let our mortgage professionals at Virginia Commonwealth Bank help you navigate through the first-time home purchase and mortgage financing process!


  • Up to 100% Financing with approved Agency Grant

  • Must be used for the purchase of primary residence

  • Minimum buyer contribution is $500

  • Seller may pay all closing costs

  • No Private Mortgage Insurance (PMI) required

  • Household income restrictions apply (cannot exceed 80% of the area median family income)

  • Required homebuyer class either by CFPB or by a Certified Housing Counseling Agency (VCB will pay if applicable)

  • Can be used in conjunction with other Down Payment Assistance programs (Grant moneys from other entities)



Get Started Now!


This is not a commitment to lend or extend credit. All loans, credit and collateral are subject to approval. Restrictions and conditions may apply. Terms, rates, data, programs, information and conditions are subject to change without notice, and may not be available in all areas.

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