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Residential<span>Mortgage Loans</span>
ResidentialMortgage Loans
EXTREME Banking<span>A New Way to Bank</span>
EXTREME BankingA New Way to Bank
Mobile Banking

Mobile Banking

Get instant account access with your mobile device. It's fast, free, and a secure way to check your account balance and transaction history and more.

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eServices

eServices

A simple, safe, and secure way to access your account information and make the most of your common transactions online both at home and on-the-go.

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What Our Customers Are Saying <span>Harlan Construction</span>

What Our Customers Are Saying Harlan Construction

"We are expanding as a company. Johnny at VCB helps as he knows our business inside and out. The ability to finish a job and stand in front of something tangible and point to it, maybe brag about it — it’s fun."

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Investor Relations & VCB Financial Services

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Individuals interested in learning more about our holding company, Bay Banks of Virginia (BAYK), are invited to visit our Investor Relations site.

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Our affiliate, VCB Financial Group, offers alternatives for investments tailored to help you achieve your individual or business financial goals.

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VCB & Your Community

Financial Calculatorsto help you reach your goals

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Headquarters: Richmond - Bayberry Ct.
1801 Bayberry Ct
Richmond VA 23226
37.6077891
-77.53196129999998
(804) 325-3775
More Info

Lobby Hours

Monday-Friday: 9:00 a.m. - 5:00 p.m.

Burgess
15104 Northumberland Hwy
Burgess VA 22432
37.88345959999999
-76.34526270000003
(804) 453-4754
More Info

Lobby Hours

Monday-Friday: 9:00 a.m. - 2:00 p.m.

Drive-Thru Hours

Monday-Friday: 8:30 a.m. - 5:00 p.m.

Saturday: 9:00 a.m. - 12:00 p.m.

Callao
18 Sandy Street
Callao VA 22435
37.970474
-76.55982599999999
(804) 529-6161
More Info

Lobby Hours

Monday-Friday: 9:00 a.m. - 2:00 p.m.

Drive-Thru Hours

Monday-Friday: 9:00 a.m. - 5:00 p.m.

Chester
4600 W Hundred Road
Chester VA 23831
37.3534691
-77.45136769999999
(804) 748-8197
More Info

Branch Hours

Monday through Thursday 9:00 AM - 5:30PM

Friday 9:00 AM - 6:00 PM

Colonial Beach
680 McKinney Blvd
Colonial Beach VA 22443
38.2529371
-76.9774069
(804) 224-0033
More Info

Lobby Hours

By appointment only

Drive-Thru Hours

Monday-Thursday: 10:00 a.m. - 2:00 p.m.

Friday: 12:00 p.m. - 4:00pm

Colonial Heights
3209 Boulevard
Colonial Heights VA 23834
37.2722735
-77.41155329999998
(804) 526-1553
More Info

Branch Hours

Monday through Thursday 9:00 AM - 5:30PM

Friday 9:00 AM - 6:00 PM

Courthouse Road
1118 Courthouse Road
Richmond VA 23236
37.4746914
-77.59737860000001
(804) 594-2602
More Info

Branch Hours

Monday through Thursday 9:00 AM - 5:00PM

Friday 9:00 AM - 6:00 PM

Hartfield
10880 General Puller Hwy
Hartfield VA 23071
37.5523053
-76.44858979999998
(804) 776-1050
More Info

Lobby Hours

Monday-Friday: 9:00 a.m. - 5:00 p.m.

Hopewell
1421 W City Point Rd
Hopewell VA 23860
37.2998148
-77.2993942
(804) 458-5923
More Info

Branch Hours

Monday through Thursday 9:00 AM - 5:00PM

Friday 9:00 AM - 6:00 PM

Kilmarnock
100 S Main Street
Kilmarnock VA 22482
37.7090792
-76.37926040000002
(804) 435-1140
More Info

Lobby Hours

Monday-Friday: 9:00 a.m. - 5:00 p.m.

Drive-Thru Hours

Monday-Friday: 8:00 a.m. - 5:00 p.m.

Saturday: 9:00 a.m. - 12:00 p.m.

Monument
1965 Wakefield Street
Petersburg VA 23805
37.2023977
-77.38445949999999
(804) 732-2350
More Info

Branch Hours

Monday-Thursday: 9:00 a.m. - 5:30 p.m.

Friday: 9:00 a.m. - 6:00 p.m.

Montross
15648 Kings Hwy
Montross VA 22520
38.0930533
-76.829182
(804) 493-8071
More Info

Lobby Hours

Monday-Friday: 9:00 a.m. - 2:00 p.m.

Drive-Thru Hours

Monday-Friday: 9:00 a.m. - 5:00 p.m.

Saturday: 9:00 a.m. - 12:00 p.m.

Patterson
5711 Patterson Ave
Richmond VA 23226
37.578936
-77.51418799999999
(804) 774-7714
More Info

Lobby Hours

Monday-Friday: 9:00 a.m. - 5:00 p.m.

Drive-Thru Hours

Monday-Friday: 9:00 a.m. - 5:00 p.m.

Robious
11450 Robious Road
N Chesterfield VA 23235
37.5214548
-77.60816139999997
(804) 774-7941
More Info

Lobby Hours

Monday-Friday: 9:00 a.m. - 5:00 p.m.

Drive-Thru Hours

Monday-Friday: 9:00 a.m. - 5:00 p.m.

Suffolk
1703 A North Main Street
Suffolk VA 23434
36.752857
-76.584677
(757) 925-1466
More Info

Branch Hours

Monday through Thursday 9:00 AM - 5:30PM

Friday 9:00 AM - 6:00 PM

Tuckahoe
900 N Parham Rd
Richmond VA 23229
37.593106
-77.56740000000002
(804) 285-4540
More Info

Branch Hours

Monday through Thursday 9:00 AM - 5:30PM

Friday 9:00 AM - 6:00 PM

Warsaw
4935 Richmond Road
Warsaw VA 22572
37.9607374
-76.77329209999999
(804) 333-3691
More Info

Lobby Hours

Monday-Friday: 9:00 a.m. - 2:00 p.m.

Drive-Thru Hours

Monday-Friday: 8:30 a.m. - 5:00 p.m.

Saturday: 9:00 a.m. - 12:00 p.m.

White Stone
708 Rappahannock Drive
White Stone VA 22578
37.6473895
-76.39243520000002
(804) 435-0593
More Info

Lobby Hours

Monday-Friday: 9:00 a.m. - 2:00 p.m.

Drive-Thru Hours

Monday-Friday: 8:30 a.m. - 5:00 p.m.