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Virginia Commonwealth Bank offers a variety of personal checking accounts to meet all your banking needs.
All VCB checking accounts also include a Debit Card, Online Banking & Bill Pay, Mobile Banking & Mobile Deposit, Direct Deposit, and Overdraft Privilege (if you opt-in). Additionally, Overdraft Protection is also available for checking account customers, subject to credit approval.
Learn more about Overdraft Privilege and Overdraft Protection
We make banking with VCB easy with our Switch Kit. Download the forms and we’ll help get you up and running with your new accounts in no time.
Download VCB's Switch Kit
This account earns you a favorable interest rate on your everyday checking, while giving you unlimited check writing privileges and more!
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If you have a high-deductible health plan, you qualify for our Health Savings Account, which is a demand-deposit account that bears interest. It's a great way to avoid financial difficulty when medical needs arise by setting aside funds to help pay for unexpected bills.
There are several advantages with our Health Savings Account:
To qualify for an HSA, you must meet the following requirements: