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Explore a new city, plan for tomorrow, enjoy exclusive discounts at your favorite stores and restaurants. When you're 55 or better, life is an adventure that begins with a single step -- into your neighborhood Virginia Commonwealth Bank branch. Enrolling in our Golden Advantage program gives you access to exclusive benefits with financial products and services, discounts with select local Merchants to financial planning assistance, escorted travel and much more.
To join the Golden Advantage Club, open a Golden Advantage checking account with only $500.
Start banking with VCB and download our Switch Kit to get started. You’ll find all the information you need to make the move to better banking!
Download the VCB Switch Kit
As a Golden Advantage Member, you can open a Golden Advantage Money Market for an even higher rate on your savings. Not only will you earn more interest, but you will also have the benefit of liquid savings and the convenience of being able to write checks!
This account is subject to Regulation D transaction limitations. Transactions are restricted to six (6) third-party transactions. These include payments by check draft or similar order to third parties, telephone or online banking transfers, and overdraft protection transfers. Preauthorized transfers in excess of six (6) per calendar month will assess a $10 fee per item.
You can also join the Golden Advantage Club with the Golden Advantage Plus Account, an interest-bearing account with unlimited check writing!
If you keep a little higher balance in your checking account, a Golden Advantage Plus account may be right for you. Need help switching from another financial institution? Our Switch Kit can make it easy!
When you are ready to save for the future with a longer-term savings option and higher rates, there's our Golden Advantage CDs. As a Golden Advantage Member, you’ll benefit from even higher rates than our standard CDs.
With your Golden Advantage Club membership, you can save money with local merchants that are part of our Golden Advantage Merchant Sponsor program. Be sure to check out all of the opportunities to save today!
Local Merchant Partners
Keep up to date with Golden Advantage through our quarterly newsletter! The newsletter includes current topics like eStatements, global entry and TSA pre-check to upcoming trips and merchant information.
Download Current Issue
Travel across the United States and around the world with your friends at Virginia Commonwealth Bank. With trips ranging from just a day to more than a week, you’ll make new friends in a fun and safe environment.
Day Trip to Stratford Hall & Ingleside Plantation Winery (September 14, 2018)
Charleston (September 18-20, 2018)
Canadian Rockies by Train (October 15- October 23, 2018)
Christmas at the Biltmore House (December 3- 6, 2018)
Mackinac Island featuring The Grand Hotel and the Tulip Festival (May 7-14, 2019)
Golden Advantage Program Director
Golden Advantage Assistant
They would love to hear from you! Email us by clicking the button below or give them a call (844) 404-9668.
Get In Touch
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Monday-Friday: 9:00 a.m. - 2:00 p.m.
Monday-Friday: 8:30 a.m. - 5:00 p.m.
Saturday: 9:00 a.m. - 12:00 p.m.
Monday-Friday: 9:00 a.m. - 5:00 p.m.
Monday through Thursday 9:00 AM - 5:30PM
Friday 9:00 AM - 6:00 PM
By appointment only
Monday-Thursday: 10:00 a.m. - 2:00 p.m.
Friday: 12:00 p.m. - 4:00pm
Monday through Thursday 9:00 AM - 5:00PM
Monday-Friday: 8:00 a.m. - 5:00 p.m.
Monday-Thursday: 9:00 a.m. - 5:30 p.m.
Friday: 9:00 a.m. - 6:00 p.m.