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Explore a new city, plan for tomorrow, enjoy exclusive discounts at your favorite stores and restaurants. When you're 55 or better, life is an adventure that begins with a single step -- into your neighborhood Virginia Commonwealth Bank branch. Enrolling in our Golden Advantage program gives you access to exclusive benefits with financial products and services, discounts with select local Merchants to financial planning assistance, escorted travel and much more.
To join the Golden Advantage Club, open a Golden Advantage checking account with only $500.
Start banking with VCB and download our Switch Kit to get started. You’ll find all the information you need to make the move to better banking!
Download the VCB Switch Kit
As a Golden Advantage Member, you can open a Golden Advantage Money Market for an even higher rate on your savings. Not only will you earn more interest, but you will also have the benefit of liquid savings and the convenience of being able to write checks!
This account is subject to Regulation D transaction limitations. Transactions are restricted to six (6) third-party transactions. These include payments by check draft or similar order to third parties, telephone or online banking transfers, and overdraft protection transfers. Preauthorized transfers in excess of six (6) per calendar month will assess a $10 fee per item.
You can also join the Golden Advantage Club with the Golden Advantage Plus Account, an interest-bearing account with unlimited check writing!
If you keep a little higher balance in your checking account, a Golden Advantage Plus account may be right for you. Need help switching from another financial institution? Our Switch Kit can make it easy!
When you are ready to save for the future with a longer-term savings option and higher rates, there's our Golden Advantage CDs. As a Golden Advantage Member, you’ll benefit from even higher rates than our standard CDs.
Learn more about our affiliate, VCB Financial Group, and take advantage of the following financial services.
Estate and Trust Planning Investment Management
Visit VCB Financial
Disclosure: Not a deposit or guaranteed by the Bank of any Bank Affiliate | Not FDIC Insurance | Not insured by any Federal Government Agency | May go down in value
With your Golden Advantage Club membership, you can save money with local merchants that are part of our Golden Advantage Merchant Sponsor program. Be sure to check out all of the opportunities to save today!
Local Merchant Partners
Keep up to date with Golden Advantage through our quarterly newsletter! The newsletter includes current topics like eStatements, global entry and TSA pre-check to upcoming trips and merchant information.
Download Current Issue
Travel across the United States and around the world with your friends at Virginia Commonwealth Bank. With trips ranging from just a day to more than a week, you’ll make new friends in a fun and safe environment.
Mackinac Island featuring The Grand Hotel and the Tulip Festival (May 7-14, 2019)
Nashville, Tennessee featuring The Grand Ole Opry & The Opryland Hotel (May 22-27, 2019)
New York City, New York (September 9-12, 2019)
Vermont (October 2-7, 2019)
Magical Christmas Markets of Austria and Germany (November 30 - December 7, 2019)
The Northern Lights of Finland (October 31- November 7, 2020)
Spotlight on New Orleans (March 22- 26, 2020)
Golden Advantage Program Director
We would love to hear from you! Email us by clicking the button below or give us a call (844) 404-9668.
Get In Touch
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Monday-Friday: 9:00 a.m. - 5:00 p.m.
Monday-Friday: 9:00 a.m. - 2:00 p.m.
Monday-Friday: 8:30 a.m. - 5:00 p.m.
Saturday: 9:00 a.m. - 12:00 p.m.
Monday through Thursday 9:00 AM - 5:00 PM
Friday 9:00 AM - 6:00 PM
By appointment only
Monday-Thursday: 10:00 a.m. - 2:00 p.m.
Friday: 12:00 p.m. - 4:00 pm
Monday-Friday: 8:00 a.m. - 5:00 p.m.
Monday-Thursday: 9:00 a.m. - 5:00 p.m.
Friday: 9:00 a.m. - 6:00 p.m.