Golden Advantage Your Future Just Got Brighter

To join the Golden Advantage Club, open a Golden Advantage checking account with only $500.

• No monthly maintenance fee as long as balance does not fall below $500 or with Direct Deposit
• Free personalized Golden Advantage Checks (1 box per year)
• No per check charges
• 24-Hour access with ATM, Debit Card, Telebanking, Online and Mobile Banking
• Refund of up to 10 non-Virginia Commonwealth Bank domestic ATM transactions per statement cycle, including other banks' fees
• Free Debit Mastercard® with choice of background image
• Direct deposit and automatic debit
• No monthly maintenance fee or minimum balance required with electronic direct deposit
• 10% Safe Discount Box discount with Automatic Debit
• Free VCB residential mortgage appraisal with a cap of $500

Make the Switch Today

Start banking with VCB and download our Switch Kit to get started. You’ll find all the information you need to make the move to better banking!

Download the VCB Switch Kit

As a Golden Advantage Member, you can open a Golden Advantage Money Market for an even higher rate on your savings. Not only will you earn more interest, but you will also have the benefit of liquid savings and the convenience of being able to write checks!

• Open with $1,000
• No monthly maintenance fee as long as your balance does not fall below $1,000
• Special interest rate for Golden Advantage Checking customers only

This account is subject to Regulation D transaction limitations. Transactions are restricted to six (6) third-party transactions. These include payments by check draft or similar order to third parties, telephone or online banking transfers, and overdraft protection transfers. Preauthorized transfers in excess of six (6) per calendar month will assess a $10 fee per item.

You can also join the Golden Advantage Club with the Golden Advantage Plus Account, an interest-bearing account with unlimited check writing!

• All of the additional benefits of Golden Advantage Checking from above, plus...
• Open with $2,500
• No monthly maintenance fee as long as your balance does not fall below $2,500
• Money Market tiered interest rates with penalty-free liquidity

Higher Balance, Higher Interest

If you keep a little higher balance in your checking account, a Golden Advantage Plus account may be right for you. Need help switching from another financial institution? Our Switch Kit can make it easy!

Make the Switch Today

Start banking with VCB and download our Switch Kit to get started. You’ll find all the information you need to make the move to better banking!

Download the VCB Switch Kit

When you are ready to save for the future with a longer-term savings option and higher rates, there's our Golden Advantage CDs. As a Golden Advantage Member, you’ll benefit from even higher rates than our standard CDs.

• Open with $1,000
• Fixed rates, higher than regular savings
• 12, 30, 36, 48 or 60-month terms
• Early withdrawals subject to penalty
• Special interest rate for Golden Advantage Checking customers only