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Personal Visa® Credit Cards

Are you looking for a rewards card that earns automatic bonus points on every purchase, every month? Or maybe you prefer a card to pay down your balances on other credit cards faster or to save on interest. Whatever your needs, we have a credit card that’s right for you!

Visa® Bonus Rewards Card
  • Get 25% more on all points earned every month, automatically (learn more)
  • No caps or limits on points earned
  • $25 cash back with your first purchase
Visa® Bonus Rewards PLUS Card
  • Get 50% more on all points earned every month, automatically (learn more)
  • No caps or limits on points earned
  • $50 cash back with your first purchase
  • Low annual fee
Visa® Secured Card
  • Improve your credit
  • Low annual fee
  • Flexible credit lines based on a security deposit ranging from $300 to $5,000
Visa® Platinum Card
  • Our best introductory APR offer
  • Save on interest and pay down your other credit card balances faster
  • Enjoy the everyday convenience of a non-rewards card
Visa® College Rewards
  • For college students
  • Earn 1 reward point for every $1 in net purchases
  • Receive 1,000 bonus rewards points with your first purchase
  • Low rates and manageable credit lines

Get Started Today

To get your VCB Personal Visa card, click the Apply Now button below to get started.

Apply Now

Need Account Support?

Cardmember Service

For account questions or to report a lost or stolen card:
24-Hour Cardmember Service: (800) 558-3424
To reach Cardmember Service via email, login to your account and click on Messages.

Payments can be made over the phone by calling customer service, through myaccountaccess.com, by sending it to the address listed below, through setup of auto payment, or in the branches.

Cardmember Service
P.O. Box 790408
St. Louis, MO 36179-0408

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., Mastercard International Incorporated, and American Express. Mastercard is a registered trademark of Mastercard International Incorporated. American Express is a federally registered service mark of American Express.