RICHMOND, Va., October 31, 2018; Randal R. Greene, President and Chief Executive Officer of Bay Banks of Virginia, Inc. (OTCQB: BAYK), holding company of Virginia Commonwealth Bank and VCB Financial Group, announces that Russell Carter has joined VCB Financial Group - Trust and Wealth Management as Vice President, Senior Trust Representative. In this role, Mr. Carter’s responsibility will be providing trust and wealth management services to businesses, charitable foundations, and individuals whether working with attorneys to develop an elaborate trust and estate plan or simply guiding clients through the challenging aspects of investing, preserving and managing assets.